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United States Patent | 7,369,999 |
DuBois , et al. | May 6, 2008 |
In preferred embodiments, the present invention includes computer-implemented methods and computer systems for know-your-customer risk assessment that assemble a plurality of data elements descriptive of the risk characteristics of a designated customer, wherein at least one data element is descriptive or risk characteristics determined by a government, weigh a selected plurality of the assembled data elements relative to the risk indicated by the determined data element values, and combine the weighted data elements into one or more indices representative of the know-your-customer risk of the designated customer. The present invention also includes computer readable media with computer code for performing these methods.
Inventors: | DuBois; Dan (Orefield, PA), Hlavinka; Kristin (Macungie, PA), Matulewicz; Matt (Easton, PA), Caskin; Michael (Washington, DC), Lauer; Raymond J. (Phillipsburg, NJ) |
Assignee: |
Dun and Bradstreet, Inc.
(Short Hills,
NJ)
|
Appl. No.: | 10/874,739 |
Filed: | June 23, 2004 |
Current U.S. Class: | 705/346 |
Current International Class: | G06Q 99/00 (20060101) |
Field of Search: | 705/1 |
2002/0041700 | April 2002 | Therbaud |
2002/0138417 | September 2002 | Lawrence |
2004/0024694 | February 2004 | Lawrence et al. |
2004/0030649 | February 2004 | Nelson et al. |
2004/0078321 | April 2004 | Lawrence |
2004/0117316 | June 2004 | Gillum |
2005/0273430 | December 2005 | Pliha |
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